Cursor AI Pricing for Agencies and Outsourcing Teams: Monthly vs. Yearly Plans


Based on Cursor AI's official page (https://cursor.com/pricing), scraped 2026-07-17.

Sources used in this article

Bottom Line

Cursor AI's pricing structure offers a range of plans to accommodate different team sizes and needs. For agencies and outsourcing teams, the Teams plan at $40 per user per month provides essential features like centralized billing, team-wide privacy, and secure access management. For larger organizations requiring advanced security and pooled usage, the Enterprise plan, with its custom pricing and comprehensive features, is the recommended option. Yearly subscriptions offer cost savings, but monthly plans provide flexibility for shorter projects. All prices are exclusive of taxes, and payment options include credit/debit cards for self-serve plans and invoice-based billing for the Enterprise plan.

Verified Facts

  • ๐Ÿ’ก Yearly subscriptions offer a discount compared to monthly plans, though the exact percentage is not specified in the excerpt.Verified factEvidence: cursor.com
  • ๐Ÿ’ก The Teams plan, priced at $40 per user per month, includes centralized billing, team-wide privacy mode, and SAML/OIDC SSO, catering to collaborative environments.Verified factEvidence: cursor.com
  • ๐Ÿ’ก The Enterprise plan, which is custom-priced, offers pooled usage, invoice/PO billing, and advanced security features like repository access controls and AI code tracking API.Verified factEvidence: cursor.com
  • ๐Ÿ’ก Cursor AI does not authorize resellers or third-party sellers, and subscriptions must be purchased directly through cursor.com to ensure account security.Verified factEvidence: cursor.com
  • ๐Ÿ’ก All prices are exclusive of applicable taxes, and self-serve plans support major credit and debit cards, while invoice-based billing is available for the Enterprise plan.Verified factEvidence: cursor.com

Cursor AI Pricing Plans

Plan Type Monthly Price (Per User) Yearly Price (Per User) Key Features
Hobby Free Free No credit card required, limited Agent requests, limited Tab completions
Individual $20 Not specified Extended limits on Agent, generous limits for Grok & Composer, cloud agents
Teams $40 Not specified Centralized billing, team marketplace, Agentic code reviews, privacy mode
Enterprise Custom Not specified Pooled usage, invoice/PO billing, SCIM seat management, advanced security
Section evidence: cursor.com

Key Features for Agencies and Outsourcing Teams

Agencies and outsourcing teams will find the Teams and Enterprise plans most relevant due to their collaborative features and advanced security options:

  • Teams Plan ($40 per user/month): This plan is ideal for smaller teams or projects requiring centralized billing and administration. It includes team-wide privacy mode, which is crucial for maintaining confidentiality with clients, and SAML/OIDC SSO for secure access management.

  • Enterprise Plan (Custom Pricing): Designed for larger organizations, this plan offers pooled usage, which can lead to cost savings, and advanced security features like repository, model, and MCP access controls. The AI code tracking API and audit logs provide additional layers of oversight and accountability.

Section evidence: cursor.com

Payment and Billing Options

Cursor AI offers flexible payment options to accommodate different organizational needs:

  • Self-serve Plans: These plans support all major credit and debit cards, providing a straightforward payment process for immediate access.

  • Enterprise Plan: For organizations requiring invoice-based billing or wire transfers, the Enterprise plan is the only option. This plan also supports SCIM seat management, which is beneficial for large teams with complex user management needs.

Section evidence: cursor.com

Original Analysis for Agencies and Outsourcing Teams

For agencies and outsourcing teams, the choice between monthly and yearly plans will depend on the duration and scale of their projects. The yearly subscription offers cost savings, which can be significant for long-term engagements. However, the monthly plan provides flexibility for shorter projects or when testing Cursor AI's capabilities.

The Teams plan is well-suited for collaborative environments, offering centralized billing and administration, which simplifies management for team leaders. The Enterprise plan, while more expensive, is ideal for larger organizations that require advanced security and compliance features, such as repository access controls and AI code tracking.

It's important to note that Cursor AI does not authorize resellers or third-party sellers, so purchases must be made directly through cursor.com to avoid potential security risks and ensure access to official support.

Section evidence: cursor.com

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